For buyers
Buying a home in Orange County.
From the first conversation to closing, Julayne helps buyers set a clear budget, compare homes and neighborhoods, write competitive offers, and move through inspections and escrow with fewer surprises.
Talk with JulayneMay be a good fit if…
- You are moving within Southern California or relocating here.
- You want help writing a competitive offer in a busy market.
- You want each step of escrow explained in plain language.
What to know
Budget first
A lender pre-approval sets a realistic price range and makes your offer more credible to sellers.
Offer strategy
Price, deposit, contingencies, and closing timeline all shape how a seller sees your offer.
Inspections and escrow
California purchase contracts give buyers set periods to inspect, review disclosures, and secure financing.
Questions worth asking
- What monthly payment am I comfortable with, including taxes, insurance, and HOA?
- Which contingencies should I keep, and for how long?
- What costs should I expect at closing?
Frequently asked questions
How much do I need for a down payment?
It depends on the loan. Some programs allow 3–3.5% down for qualified buyers, while others require more. A lender can confirm your options.
What is escrow?
A neutral third party holds funds and documents until all the conditions of the sale are met, then records the transfer.
Does it cost a buyer anything to work with an agent?
Buyer-agent compensation is agreed in writing and can be paid by the buyer, the seller, or both, depending on the agreement and negotiation.
Related reading
Want advice for your situation?
Julayne Kieu Luu, California real estate salesperson, DRE #01386573, licensed under Century Financial Group, Corp. (DRE #01930905). Educational information only; not legal, tax, or financial advice. Timelines and results vary with the property and market. Contact: (714) 617-7253.